How to Apply for SSS Maternity Benefits Online

SSS Maternity Benefits: Congratulations on your new arrival! While welcoming a baby is an exciting time, it also requires careful preparation. Applying for SSS Maternity Benefits is essential for financial support during this period. This guide will take you through the entire process, whether you’re an employee or a voluntary SSS member.

SSS Maternity Benefits Eligibility

Under the Expanded Maternity Leave Law, you are entitled to maternity benefits for each pregnancy, regardless of the number of pregnancies you’ve had. The Social Security System (SSS) offers a cash benefit equivalent to 100% of your average daily salary credit. Financial assistance is also available for miscarriage and emergency termination of pregnancy (ETP).

Additionally, the law mandates that your employer provides a specific number of paid leave days.

105 days for either a vaginal or cesarean delivery
120 days if you are a single mother
60 days if you experienced a miscarriage or emergency termination of pregnancy (ETP)

To qualify, you must have paid at least three months’ worth of SSS contributions within the 12 months preceding your delivery date.

Getting Employees to Apply

Inform your company’s Human Resources (HR) department about your pregnancy as soon as you’ve confirmed it. The HR department will handle the claim for you, but they may ask you to provide the following:

1: Complete the SSS Maternity Notification Form (MAT 1)

The SSS MAT 1 form officially informs your employer and SSS of your expected delivery date and allows you to designate a portion of your maternity leave credits to your baby’s father or partner. This form should be available through your company’s HR department.

2: Attach Proof of Pregnancy to the SSS MAT 1

Include medical documentation such as ultrasound reports, certificates, or blood pregnancy test results (Beta HCG) with the MAT 1. Submit both the form and proof of pregnancy to HR at least 60 days before your delivery date.

3: Provide Proof of Your Child’s Birth to HR

After giving birth, complete the SSS Maternity Benefit Application Form (MAT 2) and attach a copy of the Certificate of Live Birth. Include the official receipt (OR) or acknowledgment receipt (AR) from:

Local Civil Registrar (LCR) if filing within six months of the delivery date
Philippine Statistics Authority (PSA) if filing beyond six months

If you are a solo parent, submit a copy of your Solo Parent ID or a certification of eligibility from your city’s social worker or mayor, ensuring the delivery date is within the ID’s validity period. First-time solo parents must have their documents issued within six months of the delivery date.

For births outside the Philippines, miscarriages, and other special circumstances, refer to the detailed list of required documents provided by the SSS.

4: Receive Your SSS Maternity Benefits Through Your Employer

Your employer is required by law to pay the full maternity benefit within 30 days of filing for maternity leave.

Self-Employed and Voluntary Requirements

Are you a self-employed, voluntary, OFW, or non-working spouse SSS member? Follow these steps before filing your SSS Maternity Benefit claim:

1: Register for a My.SSS Account

Visit member.sss.gov.ph/members to create your account. This is necessary for processing online applications for SSS benefits and loans, and for checking transaction updates and contributions.

2: Notify SSS of Your Pregnancy

Navigate to “Maternity Notification” under the “Benefits” tab.
Enter details such as the expected delivery date and allocate maternity leave credits.
Click “Submit,” then return to the “Benefits” tab.
Select “Sickness/Maternity Claim Info” to view your transaction number and expected delivery date under the “Maternity Notification” tab.

Alternatively, you can use the SSS mobile app. Tap the blue floating button with a “+” sign and select “Maternity Notification.”

3: Set Up GCash for Disbursement

The SSS requires a disbursement account from a bank or e-wallet to credit your maternity benefit. You can enroll your GCash account by following these steps. (Note: Your name in GCash should match your registered name in SSS.)

Log in to your My.SSS account.
For desktop users: Go to the “Services” tab.
For mobile app users: Tap the blue floating button with a “+” sign.
Select “Disbursement Modules” and then “Disbursement Account Enrollment Module” (DAEM). The app will display DAEM at the bottom.
A pop-up message with reminders and requirements will appear. After reading, tap the “Proceed” button.
DAEM has two tabs: “Enrollment” and “Disbursement Account.” Stay on the “Enrollment” tab and choose “E-Wallet.“
Select “GCash” from the “PESONet Participant name” options.
Enter your 11-digit mobile number (0917XXXXXXX) without spaces or special characters. Ensure you provide an active and verified GCash mobile number to receive texts like reference numbers from SSS.
Go to the “Proof of Account” tab and upload a screenshot of your GCash profile (showing your name, mobile number, and the “fully verified” icon).
Go to the “ID Card” tab and upload a government ID, such as a Driver’s License or SSS ID. A link will provide a list of acceptable IDs.
Go to the “Selfie” tab and follow the instructions carefully. Your uploaded selfie should show you holding your Proof of Account (your mobile phone displaying the GCash profile page) and the ID you uploaded.
Check the box to certify that your information and documents are accurate, then click the “Enroll” button.
A pop-up message with your transaction number will appear, and SSS will email you to confirm receipt of your enrollment.
Click the “View Disbursement Account” button at the bottom of the pop-up message.
You will now be on DAEM’s “Disbursement Account” tab, which shows DAEM’s icon (similar to a bank emoji) with a “For Branch Approval” message.
SSS will email you to update whether your enrollment was approved or rejected. If approved, you will see the GCash icon on DAEM’s “Disbursement Account” tab.

Self-Employed and Voluntary Applicants

After giving birth, you can now file your SSS Maternity Benefits claim:

Log in to your My.SSS account, navigate to the “Benefits” tab, and select “Apply for Maternity Benefit.”
The page will display your home mailing address, mobile number, landline, email address, and disbursement account number. Review these details to ensure they are correct. If any of the mobile number, email address, or disbursement account is missing, the page will not show a “Proceed” button.
Read the reminders, which include links to the list of required documents. Click “Proceed” when done.
Fill in the required fields. For “No. of Pregnancies,” indicate whether this is your first, second, etc., pregnancy. For example, if you miscarried the first time and are pregnant again, you are filing a claim for your second pregnancy, so you should enter “2” in this field.
When you reach the disbursement account field, your e-wallet should appear as an option. Click “Proceed.”
SSS will show a summary of the details you have entered and the estimated amount of your benefit.
Upload the Certificate of Live Birth/Certificate of Death from LCR or PSA on the same page.
Check the box to certify that your information and documents are accurate.

SSS Maternity Benefits: How to Track Them

You should receive email updates from SSS about your filing, including when they credit your maternity benefit to your GCash account.

You can also track your claim on My.SSS:

Log in to My.SSS
Go to the “Inquiry” tab, select “Benefits,” and then “Sickness/Maternity.”
Find the “Sickness/Maternity Claim Info.” This will show your claim status under the Maternity Benefit tab

On the SSS mobile app:

Tap the blue floating button.
Select “Maternity” under “Claims.”

Choosing GCash as your disbursement account ensures you receive your SSS maternity benefits quickly and hassle-free. However, the process may take longer if SSS requires additional documents. So, read the instructions carefully and take your time to ensure a smooth application process. Have a safe delivery!

FAQs About SSS Maternity Benefits

Notify your employer. Maternity notification should be done at least 60 days from the date of conception.After giving birth, submit your Maternity Reimbursement Form (SSS Form MAT-2) to your employer. Requirements vary depending on the type of delivery:

Upon confirmation of pregnancy, the member should immediately notify her employer by submitting a Maternity Notification. The employer must advance the full payment of the maternity benefit within thirty (30) days from the filing of the maternity leave application.

You should have paid at least three months of contributions within the last six months before your delivery date. If you are self-employed or not an employee, you must have paid at least nine months of contributions within the last 12 months.

Conclusion

Meticulous preparation is essential for applying for SSS Maternity Benefits, which provide crucial financial support during this period. Follow the steps outlined in this guide, whether you’re an employee or a voluntary SSS member, to ensure a smooth application process. Have a safe delivery!